Here Are Some of The Solutions We Offer
Our credit repair and restoration services are simple and completely transparent. We’ll examine your credit file with you and go over any potential negative entries we find. Based on that conversation we'll determine which entries are the best candidates for correction or deletion. We not only communicate with all three credit reporting bureaus we will also contact any public records, individual creditors or credit reporters as necessary to verify and challenge entries in your file. All our work will be completed with copies sent to you for your review and approval. Since all our work is based on individual need there is never a contract or monthly obligation and you never pay a dime before the work for that cycle is completed.
Sometimes the flood of monthly bills becomes overwhelming and there is just no way that your income can pay them all on time. Don't wait until it's too late and accounts are closed and turned over to collections. Be proactive. Creditors should be contacted early and requests made for temporary adjustment to the monthly payment or possibly some payment forgiveness. We can help you correspond with your creditors in a way that will give you the best results. Debt collectors already calling? We can help there too. We can stop the harassing phone calls and deal with the collectors for you. We force them to provide verification of the debt and then negotiate with them to reduce the amount you owe, establish small manageable payments or negotiate a deletion for payment arrangement.
Student Loans Services
Repayment of student loans has become a major issue for many people today. Please don’t let your student loans fall into default. Garnishments and seizures of bank accounts can start immediately without notice. We have several solutions for you that ensure you never have to face garnishment. Forbearance, Income Based Payment Plans and even forgiveness are all options that we can help you through. Don’t let unpaid student loans ruin your credit and make your life miserable. We can work out simple plans that delay your payments and bring the amounts down to a small manageable amount.